As someone who has seen family members and friends struggle to survive Cancer, you have undoubtedly suffered yourself. You know the extent to which the illness drains the family; that the loss is both emotional, and financial.
You would have also read, time and again, articles where medical experts unanimously agree that Cancer can attack anyone, anywhere, at any time. But this truth is only one part of the whole picture. Doctors also verify that those with a family history of Cancer are especially prone to being affected by it.
Given all these important facts, have you stopped for a moment and asked yourself, "Why have I not insured myself against Cancer?"
ICICI Prudential suggests you insure yourself, right away, with Cancer Care-a comprehensive Cancer insurance policy, which enables you and your family to stay financially and mentally secure should you be diagnosed with early or advanced Cancer.
Read more about the features and benefits of this plan that provides you with a Sum Assured of up to Rs. 25 lakhs
Coverage Against
Cancer
Minimum/Maximum Sum Assured
10 units to 25 units (Cover of Rs. 10 lakhs to Rs. 25 lakhs)
Minimum/Maximum Entry Age
20 years to 55 years
Maximum Age at Policy Maturity
70 years
Minimum/Maximum Policy Term
10 years to 50 years
Minimum Single Premium
Rs. 1,200 per annum
Freelook Period
15 days from the date on which you receive your documents
Tax Benefit
Tax benefit under Section 80 (D) for premiums paid
Types of Cancer Covered by Cancer Care
Cancer Care covers most forms of early and advanced stages of cancer that affects both men and women. Following are the most common cancers that are covered under Cancer care:
Cancers that commonly affects women:
Breast Cancer
Cancer of Cervix
Ovary Cancer
Oesophagus Cancer
Lung Cancer
Cancers that commonly affects men:
Lung Cancer
Oesophagus Cancer
Larynx
Stomach Cancer
Hypolarynx Cancer
Prostrate Cance
Early cancers that affect men and women:
Hodgkin’s Disease Chronic Lymphocitic Leukemia
Chronic Lymphocitic Leukemia
Cancer of Colon or Rectum
Cancer of Urinary Bladder
Cancer of the stomach, large bowel, bladder, head and neck, liver, pancreas, gall bladder, brain, kidney, lymphoma, leukemia, thyroid, and skin. These cancers also affect men and women at an advanced stage
Features and Benefits of Cancer Care
Comprehensive cancer insurance plan: Get covered for most forms of cancer. Unique design: Receive pay benefits at both early and advanced stages.
Cash payouts: Meet your expenses at for diagnosis, treatment and surgery, with cash payouts at various stages.
Sum Assured up to Rs. 10 lakhs: Receive this amount for a premium as low as Rs. 250 a month.
Benefits accrued: The benefits accrued if you purchase 10 units (equivalent to Rs. 10 lakhs) of Cancer Care are enumerated in the table below
If an early Cancer claim has been made
If no early Cancer claim has been made
Diagnosis of Early Cancer*
Rs. 1 lakh
NA
Oncological Treatment Benefit for Early Cancer
Rs. 1 lakh
NA
Diagnosis of Advanced Cancer
Rs. 5.5 lakh
Rs. 6.5 lakh
Oncological Treatment Benefit for Advanced Cancer
Rs. 1 lakh
Rs. 1.5 lakh
Surgery for Advanced Cancer
Rs. 1.5 lakh
Rs. 2 lakh
Maximum Cover
Rs. 10 lakh
Rs. 10 lakh
No medical bills required: Enjoy a hassle-free claim procedure. Receive the benefit amount without showing any medical bills.
No medical examinations: Enjoy a waiver on medical examinations if you purchase up to 15 units (equivalent to Rs. 15 lakhs).
Waiver of premium: Have your premiums waived if diagnosed with advanced Cancer.
Tax benefits:Enjoy tax benefits on the premiums you pay (under u/s 80 D)