Life is hectic in today's fast paced world. Along with the rapid pace and progress comes the bane of modern life such as increased stress, poor diet and lack of exercise. The alarming aspect is that, owing to these factors, more and more Indians are becoming vulnerable to critical illnesses every year. These illnesses, coupled with increasing costs of treatment, have made recovery a long and expensive process.
It goes without saying that securing your family's financial future is a part of prudent financial planning. However, no less important is your health and well-being, for which you need a comprehensive health coverage. And, given our lifestyles, it should ideally be a plan that provides complete protection against Disease, Disability and Death.
To help you manage this unexpected emergency, ICICI Prudential presents Hospital Care - a comprehensive insurance policy that has:
Key benefits of Crisis Cover
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Benefit amount paid on diagnosis of any of the 35 diseases (critical Illnesses), disability or death
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Receive lump-sum benefit amount irrespective of actual billing
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Benefit amount will be paid in addition to payment received by you from other medical insurance plan
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Long term coverage upto 75 years of age
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Coverage continues even after claiming benefit on select critical illness
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Premium paid is eligible for deduction under section 80C & section 80D*
* The overall limit of deduction for investment u/s 80C & u/s 80D of the Income Tax Act, 1961 are Rs. 1,00,000 & Rs. 15,000 respectively, subject to conditions mentioned therein.
How does Crisis Cover work?
- Choose a Sum Assured under Crisis Cover
- Pay Premium based on your age and sum assured and term of cover chosen
- Get the applicable sum assured in the event of being diagnosed with a critical illness or on being rendered totally disabled or on death, whichever occurs first.
- Remain covered even after a claim on select Critical Illnesses
Get the Sum Assured on under the plan on first occurrence of Death or Total Permanent Disability or on diagnosis of any one of the following 35 Critical illnesses.
Flexible Payouts for the 35 Critical Illnesses covered
Flexible payouts for 35 Critical Illnesses covered are as below:
Flexible Payouts for the 35 Critical Illnesses covered
Flexible payouts for 35 Critical Illnesses covered are as below:
CI with Full Payout Advantage |
CI with Coverage Continuation Advantage |
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