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ICICI PRUDENTIAL LIFE INSURANCE

insurance

ICICI PRUDENTIAL

11 L.B. Road

Adyar, Chennai 600020

DIABETES CARE

Health Saver

According to the WHO, India is the diabetes capital of the world, with more than 20% of the diabetes cases. The main causes are our sedentary lifestyle, poor eating habits and genetic pre disposition. India also has a high prevalence of people with Impaired Glucose Tolerance (IGT) or Impaired Fasting Glucose (IFG), pre-diabetic conditions, which lead to diabetes if not managed early. Moreover, there is an increasing trend of onset of these conditions at younger ages in India.

For the many diabetics, the above translates into an altered lifestyle characterized by change in food habits, physical activity & medication. It also brings along many serious health complications such as heart attack, kidney failure & stroke, which may entail a huge financial burden.

On the other hand, regular monitoring, life style changes, medication and diet control, can lead to a healthy life and postpone or possibly even avoid the complications.

Keeping in mind the above, ICICI Prudential proudly presentsICICI Pru Diabetes Care Active. This offering aims to provide you a comprehensive diabetes management solution. While our Wellness Programme ensures that you stay healthy, our insurance guarantees financial assistance in case a critical illness does strikes. The plan aims to encourage, enable & offer you incentives to manage your diabetes by reducing premiums for good diabetes management.

Key Benefits of ICICI Pru Diabetes Care Active

  • Wellness Programme to help you manage diabetes avoid complications
    • Regular medical testing and annual doctor consultation
    • Diabetes Coach to facilitate diabetes management
    • Special offers from our healthcare partners
    • Support through online tools
  • Reduced premiums upto 20% on showing good control over your diabetes
  • Lump-sum amount paid on diagnosis of 7 critical illnesses including Angioplasty
  • Long term coverage upto 65 years of age
  • Tax benefits under section 80D of the Income Tax Act, 196

Through ICICI Pru Diabetes Care Active, we aim to help you manage your diabetic or a pre-diabetic condition effectively to reduce the risk of a complication arising as well as provide financial support to ensure proper treatment at the critical junctures. We provide this support in the form of a unique insurance that provides

  • Wellness Programme to help you manage diabetes avoid complications, which includes
    • Regular medical testing and annual doctor consultation
    • Diabetes Coach to facilitate diabetes management
    • Special offers from our healthcare partners
    • Support through online tools
  • Reduced premiums upto 20% on showing good control over your diabetes
  • Payment of lump-sum amount on diagnosis of 7 critical illnesses including Angioplasty
  • Long term coverage upto 65 years of age
  • Tax benefit under section 80D of the Income Tax Act 1961

ICICI Pru Diabetes Care Active in brief

bility Conditions
  • Type II Diabetes and
  • (IGT - Impaired Glucose Tolerance & IFG - Impaired Fasting Glucose) having blood glucose values between 110 and 125 mg/dl after overnight fasting and between 140 & 199 mg/dl after 2 hours of meals*
Minimum age at entry

25 years

Maximum age at entry

60 years

Maximum age at maturity

65 years

Policy term

20 years or (65 – current age), whichever is lower

Sum Assured options (Rs.)

3 lakhs, 5 lakhs & 10 lakhs

Maturity Benefit

No maturity benefit at the end of the term

Premium Rates

For a sum assured of Rs 3 lakhs, the premiums payable for a male are:

Age

Applicable term

Premium

Premium with maximum

reduction in year 1

30

20

Rs 8,261

Rs 7,435

40

20

Rs 11,855

Rs 10,076

50

15

Rs 16,333

Rs 13,883

60

5

Rs 22,339

Rs 17,871

The premiums shown above are exclusive of annual discounts, service tax and education cess.

Premium Payment Modes

Monthly, Half Yearly, Yearly


 

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