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ICICI PRUDENTIAL LIFE INSURANCE
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ICICI PRUDENTIAL
11 L.B. Road
Adyar, Chennai 600020
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DIABETES CARE |
Health Saver

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According to the WHO, India is the diabetes capital of the world, with more than 20% of the diabetes cases. The main causes are our sedentary lifestyle, poor eating habits and genetic pre disposition. India also has a high prevalence of people with Impaired Glucose Tolerance (IGT) or Impaired Fasting Glucose (IFG), pre-diabetic conditions, which lead to diabetes if not managed early. Moreover, there is an increasing trend of onset of these conditions at younger ages in India.
For the many diabetics, the above translates into an altered lifestyle characterized by change in food habits, physical activity & medication. It also brings along many serious health complications such as heart attack, kidney failure & stroke, which may entail a huge financial burden.
On the other hand, regular monitoring, life style changes, medication and diet control, can lead to a healthy life and postpone or possibly even avoid the complications.
Keeping in mind the above, ICICI Prudential proudly presentsICICI Pru Diabetes Care Active. This offering aims to provide you a comprehensive diabetes management solution. While our Wellness Programme ensures that you stay healthy, our insurance guarantees financial assistance in case a critical illness does strikes. The plan aims to encourage, enable & offer you incentives to manage your diabetes by reducing premiums for good diabetes management.
Key Benefits of ICICI Pru Diabetes Care Active
- Wellness Programme to help you manage diabetes avoid complications
- Regular medical testing and annual doctor consultation
- Diabetes Coach to facilitate diabetes management
- Special offers from our healthcare partners
- Support through online tools
- Reduced premiums upto 20% on showing good control over your diabetes
- Lump-sum amount paid on diagnosis of 7 critical illnesses including Angioplasty
- Long term coverage upto 65 years of age
- Tax benefits under section 80D of the Income Tax Act, 196
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Through ICICI Pru Diabetes Care Active, we aim to help you manage your diabetic or a pre-diabetic condition effectively to reduce the risk of a complication arising as well as provide financial support to ensure proper treatment at the critical junctures. We provide this support in the form of a unique insurance that provides
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Wellness Programme to help you manage diabetes avoid complications, which includes
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Regular medical testing and annual doctor consultation
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Diabetes Coach to facilitate diabetes management
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Special offers from our healthcare partners
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Support through online tools
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Reduced premiums upto 20% on showing good control over your diabetes
- Payment of lump-sum amount on diagnosis of 7 critical illnesses including Angioplasty
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Long term coverage upto 65 years of age
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Tax benefit under section 80D of the Income Tax Act 1961
ICICI Pru Diabetes Care Active in brief
| bility Conditions |
- Type II Diabetes and
- (IGT - Impaired Glucose Tolerance & IFG - Impaired Fasting Glucose) having blood glucose values between 110 and 125 mg/dl after overnight fasting and between 140 & 199 mg/dl after 2 hours of meals*
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| Minimum age at entry |
25 years |
| Maximum age at entry |
60 years |
| Maximum age at maturity |
65 years |
| Policy term |
20 years or (65 – current age), whichever is lower |
| Sum Assured options (Rs.) |
3 lakhs, 5 lakhs & 10 lakhs |
| Maturity Benefit |
No maturity benefit at the end of the term |
| Premium Rates |
For a sum assured of Rs 3 lakhs, the premiums payable for a male are:
Age |
Applicable term |
Premium |
Premium with maximum
reduction in year 1 |
30 |
20 |
Rs 8,261 |
Rs 7,435 |
40 |
20 |
Rs 11,855 |
Rs 10,076 |
50 |
15 |
Rs 16,333 |
Rs 13,883 |
60 |
5 |
Rs 22,339 |
Rs 17,871 |
The premiums shown above are exclusive of annual discounts, service tax and education cess. |
| Premium Payment Modes |
Monthly, Half Yearly, Yearly |
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Chennai:
For New Policy
98840 21588 |
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| Customer Service Chennai & India : (9a.m to 9p.m) |
| Tamil Nadu |
98408 77766 |
| Andhra Pradesh |
98931 27766 |
| Delhi |
98181 77766 |
| Goa |
98904 47766 |
| Gujarat |
98982 77766 |
Haryana (Karnal)
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98961 77766 |
| Haryana (Faridabad) |
98181 77766 |
| Karnataka |
98455 77766 |
| Kerala |
98954 77766 |
| Madhya Pradesh |
98931 27766 |
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| Maharashtra (Mumbai) |
98925 77766 |
| Maharashtra (Rest) |
98904 47766 |
| Punjab |
98159 77766 |
| Rajasthan |
98292 77766 |
| Tamil Nadu (Rest) |
98944 77766 |
| U.P (Agra, Barelly, Meerut, Varanasi) |
98937 07766 |
| U.P (Kanpur, Lucknow) |
99352 77766 |
| Uttaranchal |
98973 07766 |
| West Bangal (Kolkatta, Howrah) |
98313 77766 |
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