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ICICI PRUDENTIAL LIFE INSURANCE CO LTD

 

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LIFE INSURANCE>HEALTH>HEALTHASSURE PLUS
On the basis of which life stage you are in and the corresponding insurance needs, ICICI Prudential plans can be categorized into the following three types:

LIFE RETIREMENT HEALTH
Why HealthAssure Plus:
Illnesses have a way of sneaking up on us, weakening our financial stability and stealing our family's peace of mind. It is best to keep oneself insured at all times against the most critical illnesses that are also the most common: Cancer, Coronary Artery Bypass Graft or Surgery, Heart Attack, Kidney Failure, Major Organ Transplant, and Stroke.

ICICI Prudential's HealthAssure Plus financially insures you against these six critical illnesses. Should you ever be diagnosed with one or more of these, HealthAssure Plus provides you with a fixed sum, irrespective of your actual medical expenses. The health plan thus shoulders the heavy costs of your treatment and ensures you stay financially stable, come what may.

This financial guarantee during illness is not all that HealthAssure Plus delivers. HealthAssure Plus comes with an added benefit: it insures your life, as well. So should an unexpected accident or disability claim your life, your family will receive the entire Sum Assured-an amount large enough to ensure they live securely, even in your absence.
  1. HealthAssure
  2. HealthAssure Plus
  3. Hospital Care
  4. Cancer Care
  5. Cancer Care Plus
  6. Crisis Cover 
  7. Diabetes Care
  8. Diabetes Care Plus
HealthAssure Plus at a Glance:
Coverage Against Life and Six Critical Illnesses:
Cancer, Coronary Artery Bypass Graft or Surgery, Heart Attack, Kidney Failure, Major Oragan Transplant and Strok
Minimum Sum Assured Rs. 1 Lakh
Maximum Sum Assured Rs. 10 Lakhs
Minimum / Max. Entry Age 18 years to 55 years
Max. Age at Policy Maturity 65 years
Minimum Policy Term 10 years
Maximum Policy Term 30 years
Maturity Benefit Yes, calculated on basis of no claims made
Surrender Value Payable after 3 years of plan
Free look Period 15 days from the date on which you receive your documents.
Tax Benefits Tax benefit under Sec. 80(C) for premiums paid towards both, Life and Critical Illness covers.

VOTE FOR YOUR CHOICE

Best to invest in insurance.. Because:-
Tax Benefit is main
SmartKid - For my Children Education with growth
SmarKid - One time Investment Children Education
SmartKid for my Children Education
LifeTime Super - Wealth Creation Growth
LifeLink Super - Wealth Creation
PremierLife Gold - Wealth Creation
InvestShield Life - Premium Guarnteed
LifeGuard - Low Premium. High Insurance Cover
Save'n Protect - Life Cover with Bonus
CashBak - Periodical withdraw with Bonus
LifeTime Super Pension - Pension Plan with Growth
Health Assure - Best Health Policy
Health Assure Plus - Health policy with return.
Hospital Care - Forget my hospital expense
Cancer Care - No mental worry for money
Diabetes Care - Relief for shortage of money
Main object Saving with high return
Not accepting any of the above
Not yet decided
  

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Features and Benefits of HealthAssure Plus:
Long-term coverage against 6 critical illnesses: Choose a cover, for as long as 30 years with a premium guarantee for 5 years, depending on your age.

Sum Assured of up to Rs. 10 lakhs: Receive the Sum Assured on diagnosis of any of the 6 covered critical illnesses: Cancer, Coronary Artery Bypass Graft/Surgery, Heart Attack, Kidney Failure, Major Organ Transplant, and Stroke.

Life Insurance Sum Assured: This amount is paid to the nominee should something happen to the policyholder.

Flexible withdrawal options: Choose to receive the benefit amount either in a lump-sum amount or in installments over 5 years. These installments will be payable as 25% in the first years and 20% each year for the next 4 years.

Waiver of premium: Enjoy a waiver of premiums towards your Life Cover even after you receive the benefit amount on being diagnosed with a critical illness.

Maturity benefit: Receive a 'No claim benefit' when the policy term ends, provided you have made no claims during the tenure. The Maturity Benefit is equal to the sum total of all the premiums paid.

Surrender Value: You can surrender your plan after 3 years of cover. The Surrender Value will be paid immediately, provided you have paid all your premiums in the first 3 years.

No medical/other bills: Receive your claim amount on diagnosis without having to show any bills.

No medical examinations: Enjoy a waiver on medical examinations if you choose a Sum Assured up to Rs. 5 lakhs.

Tax benefits: Enjoy tax benefits on the premiums you pay (under u/s 80 C) for premiums paid for both Critical Illness and Life Cover.
   
Customer Service Chennai & India : (9a.m to 9p.m)
Chennai - For New Policy - 98840 01588 / 98840 21588
Tamil Nadu 98408 77766
Andhra Pradesh 98931 27766
Delhi 98181 77766
Goa 98904 47766
Gujarat 98982 77766
Haryana (Karnal)
98961 77766
Haryana (Faridabad) 98181 77766
Karnataka 98455 77766
Kerala 98954 77766
Madhya Pradesh 98931 27766
Maharashtra (Mumbai) 98925 77766
Maharashtra (Rest) 98904 47766
Punjab 98159 77766
Rajasthan 98292 77766
Tamil Nadu (Rest) 98944 77766
U.P (Agra, Barelly, Meerut, Varanasi) 98937 07766
U.P (Kanpur, Lucknow) 99352 77766
Uttaranchal 98973 07766
West Bangal (Kolkatta, Howrah) 98313 77766

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