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LIFE INSURANCE>HEALTH>HEALTHASSURE PLUS
On the basis of which life stage you are in and the corresponding
insurance needs, ICICI Prudential plans can be categorized into the
following three types:
| LIFE |
RETIREMENT |
HEALTH |
Why
HealthAssure Plus:
Illnesses have a way of sneaking up on us, weakening our financial
stability and stealing our family's peace of mind. It is best to
keep oneself insured at all times against the most critical
illnesses that are also the most common: Cancer, Coronary Artery
Bypass Graft or Surgery, Heart Attack, Kidney Failure, Major Organ
Transplant, and Stroke.
ICICI Prudential's HealthAssure Plus financially insures you against
these six critical illnesses. Should you ever be diagnosed with one
or more of these, HealthAssure Plus provides you with a fixed sum,
irrespective of your actual medical expenses. The health plan thus
shoulders the heavy costs of your treatment and ensures you stay
financially stable, come what may.
This financial guarantee during illness is not all that HealthAssure
Plus delivers. HealthAssure Plus comes with an added benefit: it
insures your life, as well. So should an unexpected accident or
disability claim your life, your family will receive the entire Sum
Assured-an amount large enough to ensure they live securely, even in
your absence.
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- HealthAssure
- HealthAssure Plus
- Hospital Care
- Cancer Care
- Cancer Care Plus
- Crisis Cover
- Diabetes Care
- Diabetes Care Plus
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HealthAssure
Plus at a Glance:
| Coverage Against |
Life and Six Critical Illnesses:
Cancer, Coronary Artery Bypass Graft or Surgery, Heart Attack,
Kidney Failure, Major Oragan Transplant and Strok |
| Minimum Sum Assured |
Rs. 1 Lakh |
| Maximum Sum Assured |
Rs. 10 Lakhs |
| Minimum / Max. Entry Age |
18 years to 55 years |
| Max. Age at Policy Maturity |
65 years |
| Minimum Policy Term |
10 years |
| Maximum Policy Term |
30 years |
| Maturity Benefit |
Yes, calculated on basis of no claims made |
| Surrender Value |
Payable after 3 years of plan |
| Free look Period |
15 days from the date on which you receive your
documents. |
| Tax Benefits |
Tax benefit under Sec. 80(C) for premiums paid
towards both, Life and Critical Illness covers. |
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VOTE
FOR YOUR CHOICE
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Features
and Benefits of HealthAssure Plus:
Long-term coverage against 6 critical illnesses:
Choose a cover, for as long as 30 years with a premium guarantee for
5 years, depending on your age.
Sum Assured of up to Rs. 10 lakhs: Receive the Sum
Assured on diagnosis of any of the 6 covered critical illnesses:
Cancer, Coronary Artery Bypass Graft/Surgery, Heart Attack, Kidney
Failure, Major Organ Transplant, and Stroke.
Life Insurance Sum Assured: This amount is paid to
the nominee should something happen to the policyholder.
Flexible withdrawal options: Choose to receive the
benefit amount either in a lump-sum amount or in installments over 5
years. These installments will be payable as 25% in the first years
and 20% each year for the next 4 years.
Waiver of premium: Enjoy a waiver of premiums
towards your Life Cover even after you receive the benefit amount on
being diagnosed with a critical illness.
Maturity benefit: Receive a 'No claim benefit' when
the policy term ends, provided you have made no claims during the
tenure. The Maturity Benefit is equal to the sum total of all the
premiums paid.
Surrender Value: You can surrender your plan after
3 years of cover. The Surrender Value will be paid immediately,
provided you have paid all your premiums in the first 3 years.
No medical/other bills: Receive your claim amount
on diagnosis without having to show any bills.
No medical examinations: Enjoy a waiver on medical
examinations if you choose a Sum Assured up to Rs. 5 lakhs.
Tax benefits: Enjoy tax benefits on the premiums
you pay (under u/s 80 C) for premiums paid for both Critical Illness
and Life Cover.
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Customer
Service Chennai & India : (9a.m to 9p.m)
Chennai - For New Policy - 98840 01588 / 98840 21588
| Tamil Nadu |
98408 77766 |
| Andhra Pradesh |
98931 27766 |
| Delhi |
98181 77766 |
| Goa |
98904 47766 |
| Gujarat |
98982 77766 |
Haryana (Karnal)
|
98961 77766 |
| Haryana (Faridabad) |
98181 77766 |
| Karnataka |
98455 77766 |
| Kerala |
98954 77766 |
| Madhya Pradesh |
98931 27766 |
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| Maharashtra (Mumbai) |
98925 77766 |
| Maharashtra (Rest) |
98904 47766 |
| Punjab |
98159 77766 |
| Rajasthan |
98292 77766 |
| Tamil Nadu (Rest) |
98944 77766 |
| U.P (Agra, Barelly, Meerut, Varanasi) |
98937 07766 |
| U.P (Kanpur, Lucknow) |
99352 77766 |
| Uttaranchal |
98973 07766 |
| West Bangal (Kolkatta, Howrah) |
98313 77766 |
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