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ICICI PRUDENTIAL LIFE INSURANCE CO LTD

 

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LIFE INSURANCE>LIFE>PROTECTION>HOMEASSURE
On the basis of which life stage you are in and the corresponding insurance needs, ICICI Prudential plans can be categorized into the following three types:

LIFE RETIREMENT HEALTH
Protection Plans:
  1. Life Guard (Traditional)
  2. Save'n Protect (Traditional)
  3. CashBak (Traditional)
  4. Home Assure (Traditional)

 

Why Home Assure:
Own your dream home, we will cover it!

Owning your very own home is a cherished dream. We want to ensure that this dream comes true, irrespective of what the future holds. We are pleased to bring you Home Assure. This extremely affordable Term Life Insurance Plan offers you protection against your loan amount with complete convinience in application. In case of an unfortunate event of death, the financial security of your family is not affected. The family need not direct their savings towards paying off the outstanding loan. ICICI Prudential will pay the outstanding amount to the bank directly. Your family will continue to retain the home purchased by your hard earned money.
Home Assure at a glance:
Age at entry 18 - 60 years
Maximum Cover ceasing age 70 years
Term of the plan 2 - 22 years
Minimum Sum Assured Rs. 25,000
Maximum Sum Assured Equivalent to the loan amount

VOTE FOR YOUR CHOICE

Best to invest in insurance.. Because:-
Tax Benefit is main
SmartKid - For my Children Education with growth
SmarKid - One time Investment Children Education
SmartKid for my Children Education
LifeTime Super - Wealth Creation Growth
LifeLink Super - Wealth Creation
PremierLife Gold - Wealth Creation
InvestShield Life - Premium Guarnteed
LifeGuard - Low Premium. High Insurance Cover
Save'n Protect - Life Cover with Bonus
CashBak - Periodical withdraw with Bonus
LifeTime Super Pension - Pension Plan with Growth
Health Assure - Best Health Policy
Health Assure Plus - Health policy with return.
Hospital Care - Forget my hospital expense
Cancer Care - No mental worry for money
Diabetes Care - Relief for shortage of money
Main object Saving with high return
Not accepting any of the above
Not yet decided
  

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Features and benefits of Home Assure:

1. All you have to do is pay a single premium to opt for the insurance cover and you will continue to remain covered throughout the insurance tenure i.e. the under-construction period (if applicable) + the original home loan tenure.

2. You will need to state in advance the expected under-construction period as 0,1, or 2 years. This will be added to the home loan term to compute the total insurance term.

3. You will be covered for the entire loan amount (santioned home loan + single premium paid). The premium is very affordable and there will be a minimal increase in the EMI due to the loan for the insurance premium

4. The insurance cover would start from the date of first disbursement of the home loan and ICICI Prudential shall accept risk from the date the premium is debited to the account of the life assured.

5. The insurance cover would be as per the original loan schedule.

6. On survival upto the end of term, no benefit will be payable.

Tax benefits: Premium paid for the policy and critical illness benefit rider will be eligible for tax benefit under Sec. 80C and 80D respectively. Any amount paid to you will be eligible for tax benefits under Sec. 10 (10D) as per prevailing Income Tax laws.

   
Customer Service Chennai & India : (9a.m to 9p.m)
Chennai - For New Policy - 98840 01588 / 98840 21588
Tamil Nadu 98408 77766
Andhra Pradesh 98931 27766
Delhi 98181 77766
Goa 98904 47766
Gujarat 98982 77766
Haryana (Karnal)
98961 77766
Haryana (Faridabad) 98181 77766
Karnataka 98455 77766
Kerala 98954 77766
Madhya Pradesh 98931 27766
Maharashtra (Mumbai) 98925 77766
Maharashtra (Rest) 98904 47766
Punjab 98159 77766
Rajasthan 98292 77766
Tamil Nadu (Rest) 98944 77766
U.P (Agra, Barelly, Meerut, Varanasi) 98937 07766
U.P (Kanpur, Lucknow) 99352 77766
Uttaranchal 98973 07766
West Bangal (Kolkatta, Howrah) 98313 77766

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