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ICICI PRUDENTIAL LIFE INSURANCE CO LTD

 

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LIFE INSURANCE>LIFE>WEALTH CREATION>LIFESTAGE
On the basis of which life stage you are in and the corresponding insurance needs, ICICI Prudential plans can be categorized into the following three types:

LIFE RETIREMENT HEALTH
Wealth Creation Plans:
  1. Life Time Super (Unit Linked)
  2. Life Link Super (Unit Linked)
  3. PremierLife Gold (Unit Linked)
  4. LifeTime Plus (unit Linked)
  5. Life Stage (Unit Linked)

 

Why LifeStage:
We have different priorities at different life stages. With such changing priorities, it is important to adopt Asset Allocation as an investment practice. It helps to strike the right balance by distributing your investments across different asset classes like equity and debt. More importantly, it should also change according to our life stage profile – age, risk tolerance, etc. However, the discipline of making the right Asset Allocation at various life stages in today’s fast-paced life requires the expertise and dedicated time of someone who can manage your money on a day-to-day basis.

Keeping this in mind, ICICI Prudential Life Insurance, brings to you Life Stage RP. This policy provides you with an option of lifecycle-based portfolio strategy) that continuously re-distributes your money across various asset classes (Automatic Asset Allocation. This will done based on your age, and helps you achieve the right Asset Allocation to meet your desired financial goals.
Life Stage at a glance:
Minimum Premium Rs. 15,000
Minimum Entry Age 0 years
Maximum Entry Age 65 years
Minimum Age at Maturity 18 years
Maximum Age at Maturity 75 years
Minimum Term  10
Maximum Term 75 years
Minimum Sum Assured Term / 2 * Annual Premium
Premium Payment Frequency Yearly, Half-Yearly, Monthly

VOTE FOR YOUR CHOICE

Best to invest in insurance.. Because:-
Tax Benefit is main
SmartKid - For my Children Education with growth
SmarKid - One time Investment Children Education
SmartKid for my Children Education
LifeTime Super - Wealth Creation Growth
LifeLink Super - Wealth Creation
PremierLife Gold - Wealth Creation
InvestShield Life - Premium Guarnteed
LifeGuard - Low Premium. High Insurance Cover
Save'n Protect - Life Cover with Bonus
CashBak - Periodical withdraw with Bonus
LifeTime Super Pension - Pension Plan with Growth
Health Assure - Best Health Policy
Health Assure Plus - Health policy with return.
Hospital Care - Forget my hospital expense
Cancer Care - No mental worry for money
Diabetes Care - Relief for shortage of money
Main object Saving with high return
Not accepting any of the above
Not yet decided
  

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Features and benefits of LifeStage:
Life Cycle Based portfolio strategy
  • Age based Asset Allocation (Equity Debt mix)
  • Quarterly Rebalancing of Asset Allocation
  • Capital Preservation at maturity.

    Fixed Portfolio strategy
  • Allocate your investments into different asset classes using your personal judgment.
Key benefits of LifeStage RP
  • Option to choose a unique and personalized life-cycle based portfolio strategy to create ideal balance between Equity and Debt
  • Option to change in chosen portfolio strategy 4 times in a policy term (CIPS - Change in Portfolio Strategy)
  • Ensure capital preservation at the time of policy maturity by systematic transfer to debt fund in the last 10 policy quarters.
  • Option to withdraw your money systematically over a perios of 5 years on the maturity of the polciy
  • In the unfortunate event of death, your nominee will receive Sum Assureed plus fund value.
Customer Service Chennai & India : (9a.m to 9p.m)
Chennai - For New Policy - 98840 01588 / 98840 21588
Tamil Nadu 98408 77766
Andhra Pradesh 98931 27766
Delhi 98181 77766
Goa 98904 47766
Gujarat 98982 77766
Haryana (Karnal)
98961 77766
Haryana (Faridabad) 98181 77766
Karnataka 98455 77766
Kerala 98954 77766
Madhya Pradesh 98931 27766
Maharashtra (Mumbai) 98925 77766
Maharashtra (Rest) 98904 47766
Punjab 98159 77766
Rajasthan 98292 77766
Tamil Nadu (Rest) 98944 77766
U.P (Agra, Barelly, Meerut, Varanasi) 98937 07766
U.P (Kanpur, Lucknow) 99352 77766
Uttaranchal 98973 07766
West Bangal (Kolkatta, Howrah) 98313 77766

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