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LIFE INSURANCE>LIFE>WEALTH CREATION>
PREMIERLIFE GOLD
On the basis of which life stage you are in and the corresponding
insurance needs, ICICI Prudential plans can be categorized into the
following three types:
| LIFE |
RETIREMENT |
HEALTH |
Wealth Creation
Plans:
- Life Time Super (Unit Linked)
- Life Link Super (Unit Linked)
- PremierLife Gold (Unit Linked)
- LifeTime Plus (unit Linked)
- Life Stage (Unit Linked)
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Why
PremierLife Gold?
Knowing the dynamic nature of the environment and your profession,
you certainly prefer plans that do not require you to make long-term
financial commitments. You would much rather have the freedom to
invest for short periods, say three or five years, and still enjoy
good returns for the rest of your life.
ICICI Prudential's PremierLife Gold has been tailored to precisely
meet your requirements. One of the finest wealth creation plans
available, PremierLife Gold provides you with the benefit of paying
premiums for a brief period but enjoying the benefits of cover and
potentially higher returns over the long run. Put simply,
PremierLife Gold ensures you enjoy long-term benefits even when you
make short-term investments.
Read more about the features and benefits of this unit-linked plan
that doubles up as an insurance cover to safeguard your family's
wellbeing. |
PremierLife
Gold at a Glance:
| Premium Payment Term |
3 years |
5 years |
| Minimum Premium |
Rs 1,00,000 |
Rs. 60,000 |
| Minimum Entry Age |
0 |
0 |
| Maximum Entry Age |
69 years |
65 years |
| Minimum Policy Term |
6 years |
10 years |
| Minimum Policy Term |
30 years |
30 years |
| Maximum Age at maturity |
| Minimum Sum Assured |
Higher of (5* Annual Premium AND
Policy Term / 2 * Annual Premium) |
| Tax Benefit |
Premium paid for the policy and
critical illness benefit rider will be eligible for tax
benefit under section 80C & 80D respectively , any benefit
amount received under this policy will be eligible for the tax
benefit under section 10 (10D), as per prevailing Income Tax
laws. |
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VOTE
FOR YOUR CHOICE
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Features
and benefits of PremierLife Gold
PremierLife Gold is a limited premium paying policy that ensures you
enjoy all the benefits of a long-term investment cum insurance plan.
Take a look at the features and multiple benefits of this plan:
Limited premium payment term: Choose to pay
premiums for either 3 years or 5 years ONLY.
Flexible policy term: Choose to remain invested and
protected for as long as 30 years.
Flexible minimum premium: Pay Rs. 60,000 or Rs. 1
lakh depending on the premium payment term you choose.
2 options of Sum Assured: The Sum Assured is the
higher amount between Annual Premium x 5 and Policy Term/2 x Annual
Premium.
6 investment options: Select among Flexi-Growth,
Maximiser, Flexi-Balanced, Balancer, Protector, and Preserver, based
on your financial goals and risk profile.
Partial withdrawal of money: Withdraw money in
installments from the 4th year onwards.
Settlement option: Withdraw your funds
systematically after maturity in monthly, quarterly, bi-annual or
annual installments.
Maturity benefit: Receive the Fund Value when your
policy matures. Choose to take this value as a single lump-sum
amount or in monthly, bi-annual or annual installments spread over 1
to 5 years.
Death benefit: Your family will receive the higher
of Fund Value or Sum Assured should something happen to you.
Switch benefit: Switch between your investment
funds anytime to adjust your portfolio, based on your financial
objectives. You can switch funds 4 times a year, at no cost. For
subsequent switches, you will be required to pay a switch fee of Rs.
100.
Tax benefits: Enjoy tax benefits on the premiums
you pay (under u/s 80 C) and tax exemptions on maturity and death
benefits [under u/s 10 (10 D)].
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Customer
Service Chennai & India : (9a.m to 9p.m)
Chennai - For New Policy - 98840 01588 / 98840 21588
| Tamil Nadu |
98408 77766 |
| Andhra Pradesh |
98931 27766 |
| Delhi |
98181 77766 |
| Goa |
98904 47766 |
| Gujarat |
98982 77766 |
Haryana (Karnal)
|
98961 77766 |
| Haryana (Faridabad) |
98181 77766 |
| Karnataka |
98455 77766 |
| Kerala |
98954 77766 |
| Madhya Pradesh |
98931 27766 |
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| Maharashtra (Mumbai) |
98925 77766 |
| Maharashtra (Rest) |
98904 47766 |
| Punjab |
98159 77766 |
| Rajasthan |
98292 77766 |
| Tamil Nadu (Rest) |
98944 77766 |
| U.P (Agra, Barelly, Meerut, Varanasi) |
98937 07766 |
| U.P (Kanpur, Lucknow) |
99352 77766 |
| Uttaranchal |
98973 07766 |
| West Bangal (Kolkatta, Howrah) |
98313 77766 |
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ICICI
PRUDENTIAL LIFE INSURANCE CO LTD