Features and benefits of PremierLife Gold :
PremierLife Gold is a limited premium paying policy that ensures you enjoy all the benefits of a long-term investment cum insurance plan.

Take a look at the features and multiple benefits of this plan:

Limited premium payment term: Choose to pay premiums for either 3 years or 5 years ONLY.

Flexible policy term: Choose to remain invested and protected for as long as 30 years.

Flexible minimum premium: Pay Rs. 60,000 or Rs. 1 lakh depending on the premium payment term you choose.

7 investment options: Select among Flexi-Growth, R.I.C.H., Multiplier, Flexi-Balanced, Balancer, Protector, and Preserver, based on your financial goals and risk profile.

Partial withdrawal of money: Withdraw money in installments from the 4th year onwards.

Settlement option: Withdraw your funds systematically after maturity in monthly, quarterly, bi-annual or annual installments.

Maturity benefit: Receive the Fund Value when your policy matures. Choose to take this value as a single lump-sum amount or in monthly, bi-annual or annual installments spread over 1 to 5 years.

Death benefit: Your family will receive the higher of Fund Value or Sum Assured should something happen to you.

Switch benefit: Switch between your investment funds anytime to adjust your portfolio, based on your financial objectives. You can switch funds 4 times a year, at no cost. For subsequent switches, you will be required to pay a switch fee of Rs. 100.

Tax benefits: Enjoy tax benefits on the premiums you pay (under u/s 80 C) and tax exemptions on maturity and death benefits [under u/s 10 (10 D)].