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ICICI PRUDENTIAL LIFE INSURANCE
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ICICI PRUDENTIAL
11 L.B. Road
Adyar, Chennai 600020
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WEALTH CREATION |
SecureSaver 
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Why ICICI Pru SecureSave
Life is full of uncertainties and a safety net that will protect us from any fall is what we always strive for. The same is true for our investments – where we would love to enjoy the upside of our investments while keeping our downside safe.
Presenting ICICI Pru SecureSave which aims to grow the value of customer’s hard earned savings over time with an assurance of a minimum guaranteed maturity amount to protect you from the downside of equity markets.
In addition, this plan also provides enhanced protection to your family with an insurance cover that is designed according to your age and investment horizon
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LifeStage Assure
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Why LifeStage Assure
Well begun, they say, is half done. This adage holds true as much to life as to your long-term financial planning. However, times have changed now; markets have become volatile. Everyone knows for sure that the growth story of India is intact for a longer term. Equity markets haven’t lost there charm as a long term investment. Yet, everyone is waiting for a right time to invest. Since timing the market correctly is difficult for an average investor and capital preservation during such volatile times is important.
Keeping this in mind, We bring to you; ICICI Pru LifeStage Assure a ULIP that offers you a clear advantage by giving you guaranteed returns (maturity additions) on your first year premium - which means that your investments get an unmatched start to long-term wealth creation. ICICI Pru LifeStage Assure also comes with an option of lifecycle-based portfolio strategy that re-distributes your money across various asset classes (Automatic Asset Allocation) based on your life stage and risk tolerance. Thus, with this policy you can look forward to a great start to realize all your aspirations.
Minimum Premium |
Rs 12,000 P.a. for monthly mode
Rs. 10,000 p.a. for all other modes |
Minimum Entry Age |
0 years |
Maximum Entry Age |
65 years |
Minimum Age at Maturity |
18 years |
Maximum Age at maturity |
75 years |
Term |
10/ 15/ 20/ 25/ 30 years |
Minimum Sum Assured |
5 * Annual Premium |
Tax Benefit |
Premium paid for the policy and critical illness benefit rider will be eligible for tax benefit under section 80C & 80D respectively, any benefit amount received under this policy will be eligible for the tax benefit under section 10 (10D), as per prevailing Income Tax |
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Why LifeTime Gold
Gold has always retained its glitter through the ages. This precious yellow metal, much coveted and valued, remains a symbol of class and an ageless asset.
The same attributes of gold - precious and valuable - are now yours to enjoy with a policy that's simply pure gold ULIP.
Presenting ICICI Prudential's LifeTime Gold, a regular premium unit-linked policy that offers potentially higher returns through the Multiplier Fund that invests in the top 50 large cap companies.
LifeTime Gold also offers you the protective benefit of an insurance cover and financial security for your family.
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PremierLife Gold
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PremierLife Gold
Knowing the dynamic nature of the environment and your profession, you certainly prefer plans that do not require you to make long-term financial commitments. You would much rather have the freedom to invest for short periods, say three or five years, and still enjoy good returns for the rest of your life.
ICICI Prudential's PremierLife Gold has been tailored to precisely meet your requirements. One of the finest wealth creation plans available, PremierLife Gold provides you with the benefit of paying premiums for a brief period but enjoying the benefits of cover and potentially higher returns over the long run. Put simply, PremierLife Gold ensures you enjoy long-term benefits even when you make short-term investments.
Read more about the features and benefits of this unit-linked plan that doubles up as an insurance cover to safeguard your family's wellbeing.
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LifeStage
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Why LifeStage
We have different priorities at different life stages. With such changing priorities, it is important to adopt Asset Allocation as an investment practice. It helps to strike the right balance by distributing your investments across different asset classes like equity and debt. More importantly, it should also change according to our life stage profile – age, risk tolerance, etc. However, the discipline of making the right Asset Allocation at various life stages in today’s fast-paced life requires the expertise and dedicated time of someone who can manage your money on a day-to-day basis.
Keeping this in mind, ICICI Prudential Life Insurance, brings to you LifeStage RP. This policy provides you with an option of lifecycle-based portfolio strategy) that continuously re-distributes your money across various asset classes (Automatic Asset Allocation. This will done based on your age, and helps you achieve the right Asset Allocation to meet your desired financial goals.
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